Fresenius medical care employee benefits

800-227-2572. Dialysis clinic locator: Locate your clinic. 866-434-2597. Fresenius Action Hotline to register complaints and/or concerns: 800-362-6990. Media inquiries: For all media inquiries, please contact our public relations team at [email protected] or 800-723-2384. Job opportunities and resume submission:

Fresenius medical care employee benefits. Reviews from Fresenius Medical Care employees in Concord, CA about Pay & Benefits

Fresenius Medical Care is the world's leading provider of products and services for individuals with renal diseases of which approximately 4.1 million patients worldwide regularly undergo dialysis treatment. United by a shared purpose of creating a future worth living for chronically and critically ill people, we care for more than 332,000 ...

Oct 27, 2014 · 5. ★★★★★. Current Production Supervisor in Ogden, UT, Utah. Receive discounts to Ford, AT&T, T-Mobile, Sprint, Weight Watchers and a few other companies. Helpful. 5 word minimum. What Employee Discount benefit do Fresenius Medical Care employees get? Fresenius Medical Care Employee Discount, reported anonymously by Fresenius Medical ... Apr 1, 2024 · received about 8 PTO each pay period. Helpful. Report. Mar 31, 2023. 5. ★★★★★. Current Registered Nurse, BSN in Honolulu District, Hawaii. Very good vision insurance compared to other places I have worked before. Helpful. Theoretically innovative. Staff (Former Employee) - Manila - April 12, 2023. The structure of learning was well constructed. The salary was too low compared to other private companies. I wish they would take care of their employees more. Good thing they have medical insurance that can compete with others. 800-227-2572. Dialysis clinic locator: Locate your clinic. 866-434-2597. Fresenius Action Hotline to register complaints and/or concerns: 800-362-6990. Media inquiries: For all media inquiries, please contact our public relations team at [email protected] or 800-723-2384. Job opportunities and resume submission: Salaries at Fresenius Medical Care range from an average of $47,510 to $122,854 a year. Fresenius Medical Care employees with the job title Charge Nurse (RN) make the most with an average annual ...Fresenius Medical Care - North America Employee Benefit: Health Insurance | Glassdoor. Sign In. Fresenius Medical Care - North America. Engaged Employer. Overview. 3.9K. Reviews. -- Jobs. 7.1K. Salaries. 471. Interviews. 1.3K. Benefits. 28. Photos. 1.5K. Diversity. Follow. + Add Benefits. See all Fresenius Medical Care - North America Benefits.

Employees enrolled in FMCNA national medical plans can claim a $150 reimbursement for fitness club fees per year. The reimbursement is per family and not for each individual. You get a 150.00 back for joining a wellness center or gym. FMC wants healthy employees so they will pay 100% of your weight watchers and if you sign up for …Reviews from Fresenius Medical Care employees in Coppell, TX about Pay & Benefits. Find jobs. Company reviews. Find salaries. Upload your resume. Sign in. Sign in. Employers / Post Job. Start of main content. Fresenius Medical Care. Happiness rating is 55 out of 100 55. 3.4 out ...Review Fresenius Medical Care Corporation. It was honestly a great experience. The only thing is that you better get used to super early hours since most of the shifts start early in the morning. The pay is nice, the hours are a bit long, but management is nice and will work with you.Here at Fresenius Medical Care, we can offer you a wide range of benefits. These include: • No Sunday or Night Shift Working. • Christmas Day and New Year's Day off. • Company pension scheme. • 33 days holiday (includes 8 days Bank Holidays) • Career development. • Health Shield - Company paid health cash plan. • Long service ...What Family Medical Leave benefit do Fresenius Medical Care employees get? Fresenius Medical Care Family Medical Leave, reported anonymously by Fresenius Medical Care employees.

Oct 27, 2014 · 5. ★★★★★. Current Production Supervisor in Ogden, UT, Utah. Receive discounts to Ford, AT&T, T-Mobile, Sprint, Weight Watchers and a few other companies. Helpful. 5 word minimum. What Employee Discount benefit do Fresenius Medical Care employees get? Fresenius Medical Care Employee Discount, reported anonymously by Fresenius Medical ... Fresenius offers attractive career opportunities for a wide range of professions. Interdisciplinary CVs are not unusual at Fresenius: natural scientists, for example, have careers in management, while nurses start out in sales. In everything we do, the well-being of our patients always comes first.Fresenius Medical Care Bereavement Leave. 16 employees reported this benefit. 4.3. ★★★★★. 3 Ratings. Available to US-based employees. Change location. Showing 1–3 of 3. Mar 31, 2023.Oct 3, 2019. 3. ★★★★★. Current Engineer II in Ogden, UT, Utah. It's there, included in the 401 (k). I don't intend to use it. Helpful. What can you tell the job seeker about Fresenius Medical Care - North America's Employee Stock Purchase Plan? 5 word minimum.Reviews from Fresenius Medical Care employees in Columbus, MS about Pay & Benefits. Home. Company reviews. Find salaries. Sign in. Sign in. Employers / Post Job. Start of main content. Fresenius Medical Care. Work wellbeing score is 67 out of 100. 67. 3.3 out of 5 stars. 3.3 ...

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Since the first Women's ERG was founded in 2017, their number has grown to 16 groups comprising more than 3,000 members, with more forming as things stand in late 2022. Weber and Early also have high hopes for a recently launched ERG mentoring program. "It can be a great way to find a mentor and help people unlock their potential.Fresenius Medical Care Pay & Benefits reviews in Maumelle, AR Review this company. Job Title. All. Location. Maumelle, AR 7 reviews. Found 4 reviews matching the search See all 8,033 reviews. 4.0. Job Work/Life Balance. Compensation/Benefits. ... Truck Driver(Former Employee) - Maumelle, AR - January 5, 2023.Reviews from Fresenius Medical Care employees in Tucson, AZ about Pay & Benefits. Find jobs. Company reviews. Find salaries. Upload your resume. Sign in. Sign in. Employers / Post Job. Start of main content. Fresenius Medical Care. Happiness rating is 55 out of 100 55 3.4 out of 5 stars. 3.4. Follow. Write a review. Snapshot; Why Join Us; 7K ...Work wellbeing score is 67 out of 100. 67. 3.3 out of 5 stars. 3.3Reviews from Fresenius Medical Care employees in Sumter, SC about Pay & Benefits Home. Company reviews. Find salaries. Sign in. Sign in. Employers / Post Job. Start of main content ... Sign in. Employers / Post Job. Start of main content. Fresenius Medical Care. Work wellbeing score is 67 out of 100. 67. 3.3 out of 5 stars. 3.3. Follow. Write a ...

It would be a fun place to work at if the was appreciation of the staff and support from management. Registered Nurse (Former Employee) - Johannesburg, Gauteng - 22 May 2021. No honesy and a lot of backstabbing amongst the employees.There are employees who feel that they are more entitled than others. Fresenius Medical Care benefits and perks, including insurance benefits, retirement benefits, and vacation policy. Reported anonymously by Fresenius Medical Care employees.RN—Clinical About this role: As a Dialysis Clinic Registered Nurse (RN) with Freseniu... See this and similar jobs on GlassdoorFresenius Medical Care Pay & Benefits reviews in Pensacola, FL Review this company. Job Title. All. Location. Pensacola, FL 16 reviews. Ratings by category. Clear. 3.1 Work-Life Balance. 3.4 Pay & Benefits. ... Registered Nurse, Acute Care(Former Employee) - Pensacola, FL - August 12, 2020.Reviews from Fresenius Medical Care employees in ... Company reviews. Find salaries. Upload your resume. Sign in. Sign in. Employers / Post Job. Start of main content. Fresenius Medical Care. Work wellbeing score is 67 out of 100 ... 5.2K. Jobs; 7.5K. Reviews; 3.3K. Salaries; Benefits; 703. Q&A; Interviews; 52. Photos; Fresenius Medical Care ...Fresenius Medical Care Pay & Benefits reviews in Pensacola, FL Review this company. Job Title. All. Location. Pensacola, FL 16 reviews. Ratings by category. Clear. 3.1 Work-Life Balance. 3.4 Pay & Benefits. ... Registered Nurse, Acute Care(Former Employee) - Pensacola, FL - August 12, 2020.Reviews from Fresenius Medical Care employees in Fairhope, AL about Pay & Benefits. Find jobs. Company reviews. Find salaries. Sign in. Sign in. Employers / Post Job. Start of main content. Fresenius Medical Care. Work wellbeing score is 67 out of 100. 67. 3.3 out of 5 stars. 3.3 ...Reviews from Fresenius Medical Care employees in Orlando, FL about Pay & Benefits. Find jobs. Company reviews. Find salaries. Sign in. Sign in. Employers / Post Job. Start of main content. Fresenius Medical Care. Work wellbeing score is 67 out of 100 ... Benefits; 5K. Jobs; 706. Q&A; Interviews; 53. Photos;Reviews from Fresenius Medical Care employees in Jersey City, NJ about Pay & Benefits Find jobs. Company reviews. Find salaries. Upload your resume ... Upload your resume. Sign in. Sign in. Employers / Post Job. Start of main content. Fresenius Medical Care. Happiness rating is 55 out of 100 55. 3.4 out of 5 stars. 3.4. Follow. Write a review ...4. received about 8 PTO each pay period. They do offer bereavement here. Needs improvement to measure up. No questions asked, you get your time to go and be with loved ones. What can you tell the job seeker about Fresenius Medical Care's Bereavement Leave? What Bereavement Leave benefit do Fresenius Medical Care employees get? Fresenius Medical ...3. We call it Extended Time Off of Extended Leave. You use you PTO until it is gone and then you do not get paid unless approved for ESL. What Sabbatical benefit do Fresenius Medical Care - North America employees get? Fresenius Medical Care - North America Sabbatical, reported anonymously by Fresenius Medical Care - North America employees.

Reviews from Fresenius Medical Care employees in Gulfport, MS about Pay & Benefits. Home. Company reviews. Find salaries. Upload your resume. Sign in. Sign in. Employers / Post Job. Start of main content. Fresenius Medical Care. Happiness rating is 55 out of 100 55. 3.3 out ...

Reviews from Fresenius Medical Care employees in Battle Creek, MI about Pay & Benefits. Home. Company reviews. Find salaries. Sign in. Sign in. Employers / Post Job. Start of main content. Fresenius Medical Care. Work wellbeing score is 67 out of 100. 67. 3.3 out of 5 stars. 3.3. Follow ...Oct 3, 2019. 2. ★★★★★. Current Engineer II in Ogden, UT, Utah. It seems substandard, but I cannot speak from experience. Helpful. Report. What can you tell the job seeker about Fresenius Medical Care - North America's Legal Assistance? 5 word minimum.Current Employee. Pretty good selections from 401k. Helpful. Report. Jan 23, 2018. 3. ★★★★★. Current Lpn in West Palm Beach, FL, Florida. You are investing in company stock only.... 800-227-2572. Dialysis clinic locator: Locate your clinic. 866-434-2597. Fresenius Action Hotline to register complaints and/or concerns: 800-362-6990. Media inquiries: For all media inquiries, please contact our public relations team at [email protected] or 800-723-2384. Job opportunities and resume submission: Fresenius Medical Care benefits and perks, including insurance benefits, retirement benefits, and vacation policy. Reported anonymously by Fresenius Medical Care employees.Reviews from Fresenius Medical Care employees in Pittsburgh, PA about Pay & Benefits. Find jobs. Company reviews. Find salaries. Sign in. Sign in. Employers / Post Job. Start of main content. Fresenius Medical Care. Work wellbeing score is 67 out of 100. 67. 3.3 out of 5 stars. 3.3. Follow ...401k matching to a certain level. What retirement plan; no exist. One of the best things about the benefits package at Fresenius Medical Care - North America is the comprehensive healthcare coverage, which includes [specific benefits]. Additionally, the company provides opportunities for professional development and growth, contributing to a ...At Fresenius Medical Care North America (FMCNA) we are committed to our employees. We provide a wide range of benefits to ensure our employees have everything they need – from health care and retirement benefits to discounts on products and services.Fresenius Medical Care Employee Assistance Program. 16 employees reported this benefit. 3.8. ★★★★★. 5 Ratings. Available to US-based employees. Change location. Showing 1–5 of 5. Apr 1, 2024.

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Fresenius Medical Care, the world's leading provider of products and services for individuals with kidney disease, is hosting today a Capital Markets Day featuring Chief Executive Officer Helen Giza and the Members of the Management Board discussing the Company's turnaround plan and the further path to profitability improvement.Oct 3, 2019. 3. ★★★★★. Current Engineer II in Ogden, UT, Utah. It's there, included in the 401 (k). I don't intend to use it. Helpful. What can you tell the job seeker about Fresenius Medical Care - North America's Employee Stock Purchase Plan? 5 word minimum.Reviews from Fresenius Medical Care employees in ... Company reviews. Find salaries. Upload your resume. Sign in. Sign in. Employers / Post Job. Start of main content. Fresenius Medical Care. Work wellbeing score is 68 out of 100 ... 4.5K. Jobs; 7.4K. Reviews; 3.3K. Salaries; Benefits; 699. Q&A; Interviews; 52. Photos; Fresenius Medical Care ...Reviews from Fresenius Medical Care employees in Bunkie, LA about Pay & Benefits. Home. Company reviews. Find salaries. Sign in. Sign in. Employers / Post Job. Start of main content. Fresenius Medical Care. Work wellbeing score is 67 out of 100 ... Benefits; 4.2K. Jobs; 721. Q&A; Interviews; 53. Photos;Reviews from Fresenius Medical Care employees in Carmel, IN about Pay & Benefits. Find jobs. Company reviews. Find salaries. Upload your resume. Sign in. Sign in. Employers / Post Job. Start of main content. Fresenius Medical Care. Work wellbeing score is 67 out of 100 ... Benefits; 702. Q&A; Interviews; 52. Photos;The basis of your Fresenius Pensions is an annual contribution by Fresenius - simple, automatic and on top of your salary. The contribution grows with your salary, meaning that your pension adapts to your life. With its annual payments, Fresenius makes sure you have extra cover in your retirement. learn more.Director of Employee Sustainability at Fresenius Medical Care Metairie, Louisiana, United States. 215 followers ... administer benefits and assist employees with any benefit issuesOne of the best things about the benefits package at Fresenius Medical Care - North America is the comprehensive healthcare coverage, which includes [specific benefits]. Additionally, the company provides opportunities for professional development and growth, contributing to a positive and supportive work environment. Helpful.62 reviews from Fresenius Medical Care employees about Fresenius Medical Care culture, salaries, benefits, work-life balance, management, job security, and more.Fresenius Medical Care Pay & Benefits reviews in Knoxville, TN Review this company. Job Title. All. Location. Knoxville, TN 65 reviews. Ratings by category. Clear. ... Good pay and benefits, good people both as employees and management, just couldn't get use to rotating 12 hour night shift.received about 8 PTO each pay period. Helpful. Report. Mar 31, 2023. 5. ★★★★★. Current Registered Nurse, BSN in Honolulu District, Hawaii. Very good vision insurance compared to other places I have worked before. Helpful.ResCare employee benefits include dental care, health insurance, life and vision insurance, supplemental life insurance, disability coverage, on-site health care, mental health car... ….

Salaries at Fresenius Medical Care range from an average of $47,510 to $122,854 a year. Fresenius Medical Care employees with the job title Charge Nurse (RN) make the most with an average annual ...Fresenius Medical Care Pay & Benefits reviews in Little Rock, AR Review this company. Job Title. All. Location. Little Rock, AR 6 reviews. Ratings by category. Clear. 3.1 Work-Life Balance. ... (Former Employee) - Little Rock, AR on 10310 Markham - October 2, 2019. The Clinical Manager is beyond racist. Made my job unbearable.Not good at all.. six paid holidays Thanksgiving, Christmas, New Year's Day, Memorial Day, Fourth of July and Labor Day. We have paid holidays and if you work you make a little more. FMC is open Mon thru sat. They close on …Reviews from Fresenius Medical Care employees in Philadelphia, PA about Pay & Benefits ... Fresenius Medical Care. Work wellbeing score is 67 out of 100. 67. 3.3 out of 5 stars. 3.3. Follow. Write a review. Snapshot; Why Join Us; 8K. Reviews; 3.8K. Salaries; Benefits; 4.2K.Jun 9, 2016. Employer Summary. FMCNA offers a variety of PPO medical plans through Blue Cross Blue Shield (BCBS) and United Healthcare, including PPO, Standard, …What is the best part of working at the company? Nothing. This company only cares about money. They do not care about staff or patients. They work you to death, expect you to work on your days off at other clinics rather than your own.7,075 reviews from Fresenius Medical Care employees about Fresenius Medical Care culture, salaries, benefits, work-life balance, management, job security, and more. ... The retirement plan is a benefit. What is the most stressful part about working at the company?From wellness plans and health insurance to 401 (k), flexible schedules and paid time off, our benefits provide the flexibility, choice and support you need to be at your best as you play a vital part in helping patients live longer, better and healthier lives. Medical Plans Including Dental and Vision. Fresenius medical care employee benefits, The health and safety of our patients and our employees remains our top priority. This is also true in the face of the many challenges presented by the COVID-19 pandemic. As the leading provider of dialysis products and services, Fresenius Medical Care benefits from decades of experience, innovative technology and dedicated staff., Healthcare. Fresenius Medical Care. Employee Reviews. 8,118 reviews from Fresenius Medical Care employees about Fresenius Medical Care culture, salaries, benefits, work-life balance, management, job security, and more., Fresenius Medical Care North America believes offering valuable benefits and comprehensive wellness programs is critical to the health and success of our personnel. We have long been proponents of employee wellness, with an approach and philosophy called Total You – Your Health, Wealth, Career, and Life., Fresenius Medical Care has an overall rating of 3.4 out of 5, based on over 2,113 reviews left anonymously by employees. 60% of employees would recommend working at Fresenius Medical Care to a friend and 49% have a positive outlook for the business. This rating has decreased by -1% over the last 12 months., Select the link and enter your Apple ID password, if prompted. Click "Install.". Once the download is complete, open the App. Tap "Manage Apps & Device". Apps with an update available are labeled "Update Available." Select the FMCNA Total Rewards…you can also search for "FMCNA Total Rewards". Tap "Update."., PURPOSE AND SCOPE: Functions as part of the hemodialysis health care team as a Staff Registered Nurse to ensure provisio... See this and similar jobs on Glassdoor, What Tuition Assistance benefit do Fresenius Medical Care employees get? Fresenius Medical Care Tuition Assistance, reported anonymously by Fresenius Medical Care employees., In any workplace, the safety and well-being of employees should always be a top priority. While efforts are made to prevent accidents and injuries, it is essential to be prepared f..., Reviews from Fresenius Medical Care employees in Ottumwa, IA about Pay & Benefits. Find jobs. Company reviews. Find salaries. Upload your resume. Sign in. Sign in. Employers / Post Job. Start of main content. Fresenius Medical Care. Happiness rating is 55 out of 100 55 3.4 out of 5 stars. 3.4. Follow. Write a review. Snapshot; Why Join Us; 7K ..., Apr 1, 2024 · Fresenius Medical Care Dental Insurance. 19 employees reported this benefit. 3.6. ★★★★★. 9 Ratings. Available to US-based employees. Change location. Showing 1–9 of 9. Apr 1, 2024. , Work wellbeing score is 67 out of 100. 67. 3.3 out of 5 stars. 3.3, Fresenius Medical Care has an overall rating of 4.2 out of 5, based on over 51 reviews left anonymously by employees. 82% of employees would recommend working at Fresenius Medical Care to a friend and 75% have a positive outlook for the business. This rating has improved by 1% over the last 12 months. Does Fresenius Medical Care …, Reviews from Fresenius Medical Care employees in Killeen, TX about Pay & Benefits. Find jobs. Company reviews. Find salaries. Upload your resume. Sign in. Sign in. Employers / Post Job. Start of main content. Fresenius Medical Care. Happiness rating is 55 out of 100 55 3.4 out of 5 stars. 3.4. Follow. Write a review. Snapshot; Why Join Us; 7.1K ..., Reviews from Fresenius Medical Care employees about Pay & Benefits, Current and former employees report that Fresenius Medical Care - North America provides the following benefits. It may not be complete. Insurance, Health & Wellness Financial & Retirement Family & Parenting Vacation & Time Off Perks & Discounts Professional Support., Collective bargaining agreements apply to different groups of employees within Fresenius Medical Care, depending on local laws and practices. In Europe, these apply to 51% of our employees and worldwide to 22%. ... Employee benefit plans : 201-4: Financial assistance received from government: Economic Report : GRI 204: Procurement Practices 2016:, Reviews from Fresenius Medical Care employees in Remote about Pay & Benefits. Find jobs. Company reviews. Find salaries. Sign in. Sign in. Employers / Post Job. Start of main content. Fresenius Medical Care. Work wellbeing score is 67 out of 100 ... Benefits; 4.8K. Jobs; 706. Q&A; Interviews; 53., Reviews from Fresenius Medical Care employees in Birmingham, AL about Pay & Benefits. Home. Company reviews. Find salaries. Sign in. Sign in. Employers / Post Job. Start of main content. Fresenius Medical Care. Work wellbeing score is 67 out of 100. 67. 3.3 out of 5 stars. 3.3. Follow ..., Make a difference in people's lives. Our nurses play a crucial role in patient care, leading treatments and supporting their patients' journeys throughout chronicity and recovery. In fact, being a nurse in renal care means being able to take care of the same patients on a regular basis. This gives our staff the opportunity to see the ..., Find out more about salaries and benefits at Fresenius Medical Care. This rating has decreased by -1% over the last 12 months. ... 60% of Fresenius Medical Care employees would recommend working there to a friend based on Glassdoor reviews. Employees also rated Fresenius Medical Care 3.1 out of 5 for work life balance, 3.2 for culture and ..., Reviews from Fresenius Medical Care employees about Salary & Benefits By using Indeed you agree to our ... Fresenius Medical Care Salary & Benefits reviews Review this company. Job Title. All. Location. Singapore 6 reviews. Ratings by category. Clear. 3.1 Work-Life Balance. 3.4 Salary & Benefits., SILENCIA is delivering individual APD therapy in a reliable and convenient way, providing the following benefits : Improved sleep quality due to silent operation and soft alarms 4,5. Simple design enables easy setup and short training time 6. APD individualization as supported by the latest ISPD guidelines 7., One of the best things about the benefits package at Fresenius Medical Care - North America is the comprehensive healthcare coverage, which includes [specific benefits]. Additionally, the company provides opportunities for professional development and growth, contributing to a positive and supportive work environment., One of the best things about the benefits package at Fresenius Medical Care - North America is the comprehensive healthcare coverage, which includes [specific benefits]. Additionally, the company provides opportunities for professional development and growth, contributing to a positive and supportive work environment. Helpful., Fresenius Medical Care has an overall rating of 3.4 out of 5, based on over 2,113 reviews left anonymously by employees. 60% of employees would recommend working at Fresenius Medical Care to a friend and 49% have a positive outlook for the business. This rating has decreased by -1% over the last 12 months., 67. 3.3. Fresenius Medical Care Careers and Employment. Work wellbeing. Results based on 5,322 responses to Indeed's work wellbeing survey. Learn more about work …, Reviews from Fresenius Medical Care employees in ... Company reviews. Find salaries. Upload your resume. Sign in. Sign in. Employers / Post Job. Start of main content. Fresenius Medical Care. Work wellbeing score is 67 out of 100 ... 7.5K. Reviews; 5K. Jobs; 3.3K. Salaries; Benefits; 706. Q&A; Interviews; 52. Photos; Fresenius Medical Care Pay ..., Get decent amount of pto. Dialysis Patient Care Technician (Current Employee) - Dallas-Fort Worth, TX - April 15, 2024. Wake up very early to go to work. Typically work between 10 to 16 hours shifts 4 to 5 days a week. Expected to work all holidays except for Christmas., Fresenius Medical Care Health Insurance. received about 8 PTO each pay period. Copays were great as well as out of pocket. Several options to chose from. The health insurance is outstanding. Good benefits especially for families. Premiums are high compared to other companies. PPO plan deductible was not greater than 3k for family., The company is too large to really care about their employees and the benefits and pay are average to below average, when compared to other RN jobs. Pros A teamwork feeling with staff that show up , Employer sponsored health insurance offers continual coverage, without interruptions, when you start or change treatment for end stage renal disease (ESRD). Plus, you may have access to more benefits than other options would offer. Your employer plan also has a cap on maximum out of pocket costs—and it may be lower than other coverage., Employer Summary. FMCNA offers United Healthcare Vision, which provides access to a nationwide network of private practice optometrists and ophthalmologists, as well as conveniently located retail chain providers. Showing 1-10 of 17. Jan 12, 2024., Its average, nothing special to report. Very competitive employer match of 50% on up to 6% of the employee contribution each year, fully-vested after 5 years of employment. Retirement plans and they match. Nothing was wrong with the 401K plan. 401 k is through wells Fargo , and difficult to manage.